Sunday 22 June 2014

I have several hospital bills in collections, I am not back to work and the hospital is taking me to court. can they get a judgement on acco...

Question

I have several hospital bills in collections, I am not back to work and the hospital is taking me to court. can they get a judgement on accounts with a date range from current to 9 years old?



Answer

First, I would have to know which hospitals as some might be obligated by law to waive claims in certain circumstances. The ACA (Obamacare) does require some hospitals to take aggressive action to ask for a patients financial condition. In Michigan the statute of limitations is six years on a debt. It runs from that date of last payment or if no payment was made, the date that the payment was originally due. So it is possible that they could pursue you on a nine-year old judgment. If you did not make payments on that judgment however, and they represented that you owed the debt and could sue you on it, you could have a claim for a violation of either the Michigan Regulation of Collection Practices Act and/or Fair Debt Collection Practices Act.



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