My ex-husband passed away however I'm still on the loan for our former residence, I'm not on the title... The Executor of his estate is not paying the mortgage and the mortgage holder Citibank won't let me know of any course of action I have... I have not lived in the home since 1999, I've been of the title since 2008.
Answer
If you are trying to save the home from foreclosure, you will need to either refinance it under your own name or qualify for a loan modification with the lender. Are you a beneficiary in your ex-husband's estate? If so, are you the only one?
You need to speak to an experienced probate/real estate attorney that can assist you with figuring out your rights and what should be your next step depending on what you want to accomplish. If you wish to speak to a competent attorney that will do just that, contact our office at (888) 790-5053 and/or visit our website at www.coronacalawyer.com.
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