Saturday, 13 December 2014

What is wrong if your car hesitates to start for a few days and finally a few days later it won't turn over. I have an 03 XG350L never replaced the starter. How long do starters last?

What is wrong if your car hesitates to start for a few days and finally a few days later it won't turn over. I have an 03 XG350L never replaced the starter. How long do starters last?
Starters are normally good for at least ten years. Often they last much, much longer. BUT, they do occasionally fail sooner. Yours does not sound like a starter problem. Recharge the battery and jump start the car and get it to a competent mechanic.

A friend of mine had her car totaled 3 months ago. She was parked and inside a friend of her's house when a motorist ran into her parked car...

Question

A friend of mine had her car totaled 3 months ago. She was parked and inside a friend of her's house when a motorist ran into her parked car. A police report was filed and completed (took 6 weeks), and the driver didn't have insurance. My friend has a lien through Toyota for her car and still owes 22,000. Somehow she had dropped her insurance to Liability from Full Coverage (Don't ask me how that happened). Both insurers are refusing to pay, the other driver who was at fault is refusing to pay or return phone calls, and the lawyer my friend has talked to told her to file bankruptcy and not bother with even suing him. My question is, is there anything else she can do? It seems pretty rough to be out a car, $22,000, and have to declare bankruptcy because of an accident caused by another driver.



Answer

I'm not sure why you think there would be anything she could do. The trouble with auto insurance is the people who don't have it are the people who also have no money to pay claims. The people who have it are protecting assets. So unless she thinks the at-fault party has assets to pay for her car, the other attorney is entirely right that she should not waste time and money suing him. Quite frankly, she's fortunate she lives in a country with a bankruptcy system. Because of it, she's really in pretty good shape. Think about it. If she sold the car she'd have to pay off the loan. She'd have no car and no debt. If she files for bankruptcy she is in exactly the same position. True, her credit will take the hit, but bad credit is the result of poor financial choices, and being underinsured is a bad financial decision. Not carrying uninsured motorist coverage is a huge financial risk and one that can easily ruin your credit if you lose. There are many places where she'd still owe the $22,000.



Can I change the locks on a property once a contract for deed has been terminated and after giving time to move out and they're gone?Also wh...

Question

Can I change the locks on a property once a contract for deed has been terminated and after giving time to move out and they're gone?

Also what am I to do if items are left in the house by the tenant?



Answer

Your installment contract should identify your remedies.

NORMALLY, but not necessarily in your case, until a certain percentage of the price is paid, the arrangement is like a landlord-tenant relationship and you are supposed to 'evict'. Once a certain percentage is paid the law automatically converts the arrangement into an "equitable mortgage" and the remedy is foreclosure.

Take your contract to an attorney for review.



Did Radio Shack buy Radio 437?

Did Radio Shack buy Radio 437?
Radio 437 was sold to the, at the time, expanding presence of Jefferson Hospital in the mid-1980s. As with most small independent electronic stores, Radio 437 was slowly loosing to big box electronics stores, such as RadioShack. I'm not sure what store front occupies the current storefront, but it was not directly purchased by Radio Shack.
**My grandfather sold Radio 437 in the mid-1980s. It was owned by the Levin families since the 1930s.**

I am a US citizen married to an illegal alien who was convicted of drug possession and did his time. This was over 10 years ago. Will his co...

Question

I am a US citizen married to an illegal alien who was convicted of drug possession and did his time. This was over 10 years ago. Will his conviction prevent him from getting a green card? I am pregnant also.



Answer

An alien who has been convicted of drug possession of anything but 30 g or less than marijuana is inadmissible meaning they cannot adjust status. If the conviction was for less than 30g of marijuana, then a waiver is possible.



What is a financial power of attorney

Question

What is a financial power of attorney



Answer

A financial power of attorney is a document that grants your agent to handle your financial affairs if you are not able to for any reason. It is essential to avoid a guardianship if someone is incapacitated.



I currently own a house with a mortgage. I was thinking about putting my boyfriend on the title but I wasn't sure it that could be done sinc...

Question

I currently own a house with a mortgage. I was thinking about putting my boyfriend on the title but I wasn't sure it that could be done since we are not married



Answer

You could. That said you then entitle him to half the equity of the house.

John