With permission I was driving another person's vehicle (who was also in the vehicle) and had a non-reportable accident. The owner does not w...

Question

With permission I was driving another person's vehicle (who was also in the vehicle) and had a non-reportable accident. The owner does not want to submit to their insurance. What is my financial liability since they will not submit to their insurance?

Answer

What sort of damage was done to the car?

John