If my name is on a CD as the person to whom it is "payable upon death" can it be used by the executrix of the will of the person who died to...

Question

If my name is on a CD as the person to whom it is "payable upon death" can it be used by the executrix of the will of the person who died to pay for funeral expenses without my knowledge or signature?

Answer

If the CD was payable on death then the executor has no authority over the account and the bank should not have paid the account to the executor.