I purchased a car from a car dealership and we had an agreement for the balance of my down payment. I have paid them $1,450 and have a balan...

Question

I purchased a car from a car dealership and we had an agreement for the balance of my down payment. I have paid them $1,450 and have a balance of $600 I have received two temporary tags and that is all the Georgia law allows. The car dealership refuses to assist me getting a car tag and has not submitted the necessary paperwork for me to get my car tag. My car was financed through a finance company and I am not in default with them. The car dealership is demanding me to bring the car back. Is it legal for them to withhold what's necessary for me to get the tag ? And can the car dealership legally take my car?

Answer

Something is not right here. If you are financing the car then the dealership has been paid for the car and I do not know why the dealer could repo the car. If the dealer has not been paid, then yes, the car can be repossessed. You have an obligation to pay for the car.

This is not a collections matter - it sounds more like consumer finance. You can try reposting your question and directing it to GA consumer law attorneys. GA has a Fair Business Practices act and the dealer must comply with that as well as with an dealer laws but I just have not done this in GA and do not feel comfortable advising you on this.

However, there is moer to this story than you relate.