If collections person says its ok to pay on the day after of the payment due date, but still picks up the car what do I do. I only owe 1500 on the car, and he said it was ok to pay the next day due to me being at work all day. He didn't give me time to try and pay it instead he just came and picked it up. It is a buy here pay here, and the car was used.
Answer
Did you get his promise in writing? If not, it didn't happen. If yes, see a lawyer.
Answer
Newsflash: collections person LIED. Hello! They do this all the time to get money out of you.
Does not matter if the car is new or used. What matters is whether you were delinquent on the bill or not. If you are even one hour late, they can repo your car. Your bill is due when its due. Either pay by the due date or risk a repo. Some GA dealers are very quick to repo so now if you want your car back you are going to have collection costs and possibly the whole balance of the loan due. And even worse, they can come and sue for a deficiency if they have a mind to do that and then if they do you will be paying for a car you no longer own..
I agree with Attorney Ashman. I am willing to bet that you just have phone assurances, which are even less worthless than newspapers that you use to line the birdcage with. Phone calls do not happen even if they claim to be recorded.
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