Monday, 27 October 2014

A large branch from my neighbors tree, which was overhanging onto my property, broke and fell onto my motorhome. Does he have any responsibi...

Question

A large branch from my neighbors tree, which was overhanging onto my property, broke and fell onto my motorhome. Does he have any responsibility for cleanup and possible repairs to my property?



Answer

Your neighbor is responsible for the damage to your mobilehome from his tree that fell on it.

Make a claim against him and file a "claim" against his Homeowner Insurance Policy coverage after you ascertain your damages and that he has such insurance.

You can also make a claim against your own insurance company and they will pursue him for all the insurance money that they pay you.

I would be nice about it and talk with him first...keep in mind his and/or your insurance companies may have time deadline limitations you must satisfy inwhich to file a claim.

If you fail to file your claim properly you may permanently lose it.

Cordially,

Randy D. Lang



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