I got a divorce Dec. 3, 2013. In the final paperwork it states I owe my wife a final payment of $12,000 by next month. I just found out that her new husband and herself charged $6500 on a credit card that she has that I am a joint card holder on with her. This card had a zero balance when we got divorced and I truly thought it was canceled. They used it for 11 months, and claim they had no idea my name was on it. Her new husband filed for divorce from her two months ago. I called the credit card company and they verified that I am responsible for this debt. She admits it is her debt and her soon to be ex's debt. I told her that I wanted to pay off her $6500 debt from the $12,000 I still owe her and give her the remainder. It's still going to her (paying off her debt.). She says...go ahead..pay it...but you will still have to pay me the $12,000 also because the court papers say so. I want it paid off and the card closed. She wants the $12,000 cash and keeps telling me not to worry about it. That she will make the minimum payments "forever". I've worked very hard to climb out of a financial hole that divorce puts you in. My credit score is back in the upper 700's (used to be just over 800) and I don't want to leave this $6500 debt out there that I new nothing about. If I pay off this debt (that they incurred) will I still be responsible for the $12,000 in full or just the $5500 balance that I will owe her?
Answer
Do not take unilateral action. File a Motion with the Judge reporting this conduct.
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